Transfer your investments to us
See a brighter future by bringing your investments together.
Better together
Wouldn’t it be good to see all your cash working hard for you in one place?
Transferring your investment accounts to Octopus Money Direct can make them simpler to manage – giving you a clearer view of how they’re performing.
Moving to us is easy – just choose your investing approach, tell us which accounts you’d like to transfer and we’ll do the rest.
- Straightforward
No jargon, no waffle, just no nonsense investments.
- Good value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
- Responsible
We make investment decisions that consider people and the planet.
- Rewarding
Rewards from the Octopus family and beyond.
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Let’s get going
It’s easy to get started in just a few minutes.
Step 1
Choose how you’d like to grow your money
Select your investing approach (from Cautious to Adventurous) then our experts take care of the rest.
Your investment options
- Cautious Growth approach
- Balanced Growth approach
- Adventurous Growth approach
Step 2
Open an account and tell us about the investment accounts you’d like to transfer
The more you can tell us about the investment accounts you’d like to transfer to us, the quicker it should be to move your money.
Step 3
That’s it, nothing more to do
We’ll be in touch if we need more info, and we’ll let you know as soon as your transfer is done and your account is set up.
Our 3 approaches
Discover which approach matches the ups and downs you’re comfortable with when growing your money in the longer term
Cautious Growth
A lower-risk way to invest long term. Fewer ups and downs, but lower potential returns.
Balanced Growth
The potential to grow your money with a few more ups and downs along the way.
Adventurous Growth
Investment confident? This one’s got more ups and downs for higher potential returns.
Learn more about investing
Get to grips with investing with helpful tips, guides and videos from our investment experts.
Heads up
A couple of things to keep in mind when you’re transferring existing investment accounts to us.
- Transfers are made in cash, so your current investments will be sold first. You’ll be out of the market until your transfer completes. This means you won’t lose out if the markets fall but, likewise, you won’t benefit if markets rise.
- We don’t charge you to transfer to us, but please check whether your current ISA provider will charge you to leave before you start your transfer.
- We’ll process your transfer as quickly as possible but, just so you know, transferring between providers can take several weeks.
Ready to apply?
If you know enough about our Investment Account and just want to get going, choose your approach now.
Good to Know
Our Terms
Everything you need to know. Includes the Key Features of our Stocks and Shares ISA and how we use your personal information.
Protecting your money
Sleep easy with protection on deposits up to £85,000. Provided through the Financial Services Compensation Scheme (FSCS).
Fund Value Assessment
A report showing whether our funds are providing good value and our plans if there are things we think we can improve.
Online Service and app
Stay in control with our Online Service and app, making it easy to keep track of your investments wherever you are.
Got a question?
We’ve got an answer.
How long does a transfer take?
That depends on the type of investments you have and who your provider is. Sometimes it can take a few weeks, but we’ll make it as quick and easy as we can. Here’s how it works.
You give us details of the account(s) you want to transfer – including your current provider, your plan or account reference and the amount you want to transfer.
We’ll contact your existing provider and usually get everything sorted online. Some providers won’t accept a digital signature, so we might get in touch again to ask you to sign and return a transfer form by post.
You’ll be able to track the progress of your transfer in Online Service and we’ll let you know when everything’s complete.
How do I transfer other investments into my Investment Account?
You can transfer the value of existing investment accounts or general investment accounts into your Octopus Money Direct Investment Account – when you apply or later on. Just remember, your current provider will need to sell your investments and transfer the value of them to us as cash. So you will be out of the market for a short time while the transfer is happening.
How can I make payments into my Investment Account?
You can make payments into your Investment Account by:
- Debit card – if you’re making a single payment.
- Direct debit – if you’re making regular monthly payments.
- Transferring another investment account (or general investment account) to us.
- You can stop, start or change your payments whenever you like.