Easier pensions for a brighter retirement
Straightforward choices that help you take control of your future.
Need to learn more about pensions first?
One pension, two easy options
Currently, with this product you can only access your pension money as a lump sum from age 55 (57 from 2028). So if you’re looking for flexible access, this might not be the pension for you.
Navigator
Steered automatically based on your age
- We make the choices and investment decisions
- We’ll keep an eye on things, so you don’t have to
- A good option if you want to take money from your pension in retirement, whilst keeping it invested
Self-Drive
You steer your own pension choices
- You choose which investment approach is right for you
- You keep an eye on your pension (we still do the investing)
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Tell us, we’re listening
Change happens to all of us, and that’s okay.
Whatever your situation just tell us, and we’ll do our best to support you, every step of the way.
Why choose us?
Behind our Octopus we’re refreshingly human. We’re real people, ready to give you the support and confidence you need to make your own financial and investing decisions.
Start from £25 a month
Or move your pension to us.
- Straightforward
No jargon, no waffle, just no nonsense investments and pensions.
- Effortless
A super-simple Online Service that makes managing them easy.
- Smart solutions
Ready made funds that invest worldwide to help reduce risk and increase growth opportunities.
- Responsible choice
Fund options that consider people and the planet, as well as performance.
And, if you need expert financial advice, our fellow humans at Octopus Money can help (additional charges may apply).
Learn more about pensions
Find out everything you need to know about pensions with handy tips, guides and videos from our pensions experts.