Navigator Pension
Navigator steers your pension, based on your age.
Navigator Funds
Our Adventurous Growth and Careful Defensive approaches
Self-Drive Pension
Make your own route for retirement, by choosing your own approaches.
Learn about our investment mix

Higher potential returns and risk

Lower potential returns and risk
The investment mix shows you how much of your money typically goes into the higher risk investments with higher potential returns, and how much goes into the lower risk investments with lower potential returns.
For more info, check out our guide investing your pension and the risks.
Octopus Growth Fund 1
Our Cautious Growth approach
Octopus Growth Fund 2
Our Balanced Growth approach
Octopus Growth Fund 3
Our Adventurous Growth approach
Octopus Defensive Fund
Our Careful Defensive approach
Additional funds if you opened your account before 1 January 2023
Octopus Bond Fund
to invest with lower risk
Octopus UK Index Tracking Fund
following the FTSE All share index
Octopus Global Share Fund
to invest in companies around the world
Octopus Climate Change Fund
our environmental solutions and leaders fund

Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.