Why choose us?
Behind our Octopus we’re refreshingly human. We’re real people, ready to give you the support and confidence you need to make your own financial and investing decisions.
Start from £25 a month
And withdraw for free.
- Straightforward
No jargon, no waffle, just no nonsense investments and pensions.
- Effortless
A super-simple Online Service that makes managing them easy.
- Smart solutions
Ready made funds that invest worldwide to help reduce risk and increase growth opportunities.
- Responsible choice
Fund options that consider people and the planet, as well as performance.
And, if you need expert financial advice, our fellow humans at Octopus Money can help (additional charges may apply).
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Our 3 approaches
Discover which approach matches the ups and downs you’re comfortable with when growing your money in the longer term
Cautious Growth
A lower-risk way to invest long term. Fewer ups and downs, but lower potential returns.
Balanced Growth
The potential to grow your money with a few more ups and downs along the way.
Adventurous Growth
Investment confident? This one’s got more ups and downs for higher potential returns.
Have an Investment account? Transfer it over
Got an investment account already but want your money to work harder? Or just looking to give it a new home? Our Investment Account could be the place for you.
Our charges
Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges.
- An Account Charge of 0.30% for managing your account
- A Management Charge of 0.45% to manage your investments
Ready to go?
If you’re up to speed with our Investment Account and can’t wait to get going, let’s crack on.
Good to Know
Our Terms
Everything you need to know. Includes the Key Features of our Stocks and Shares ISA and how we use your personal information.
Protecting your money
Sleep easy with protection on deposits up to £85,000. Provided through the Financial Services Compensation Scheme (FSCS).
Fund Value Assessment
A report showing whether our funds are providing good value and our plans if there are things we think we can improve.
Online Service and app
Stay in control with our Online Service and app, making it easy to keep track of your investments wherever you are.