Your pension made simple
Navigator automatically steers your pension based on your age. It goes for growth when you’re younger and stability as you get older.
Start from £25 a month
or move your pension to us
- Straightforward
No jargon, no waffle, we make pensions simple.
- Good value
Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.
- Responsible
We make investment decisions that consider people and the planet.
- Rewarding
Rewards from the Octopus family and beyond.
Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.
Want to combine your pensions?
It’s easy to transfer one or more.
Learn more about pensions
Find out everything you need to know about pensions with handy tips, guides and videos from our pensions experts.
Our charges
Our charges are 0.75% in total each year, based on the value of your pension pot. This is made up of two clear and simple charges.
- An Account Charge of 0.30% for managing your account
- A Management Charge of no more than 0.45% to manage your investments
Apply for Navigator pension
Know enough about Navigator and just want to get going?
Good to Know
Our Terms
Everything you need to know. Includes the Key Features of our Pension and how we use your personal information.
Protecting your money
Sleep easy with protection on deposits up to £85,000. Provided through the Financial Services Compensation Scheme (FSCS).
Fund Value Assessment
A report showing whether our funds are providing good value and our plans if there are things we think we can improve.
Online Service and app
Stay in control with our Online Service and app, making it easy to keep track of your investments wherever you are.
Prefer to be in the driving seat?
If you want to take the controls and follow your own investment route for retirement, Self-Drive could be for you.
